Family Insurance
Family Insurance
Providing your family with health insurance gives you peace of mind that they will be covered in the event of an injury or illness. We often think that our children's medical costs will only be annual pediatrician and dentist visits. However, if your child develops a common childhood condition such as asthma, paying the medical costs to cover inhalers, asthma specialists and other complications without health insurance can become prohibiting. Contact us to learn how you can cover medical costs without depleting your bank account.
Are you a parent juggling work and family?
- We know that convenience is key to your hectic life.
- We work via the Internet to show you options and can send you quote online.
- With screen-sharing software we can invite you to join our desktop and show you options in real-time, screen to screen.
Convenience
- We can book an online appointment in the evening, during your lunch or when your kids are napping.
- You just need Internet access and a telephone.
- Carriers pay us to help you navigate your options.
- Book an appointment or ask for an online quote.
Family coverage falls under the “individual Insurance”
- Each person in the family has his/her own policy. Some folks in the family may need more or less coverage than others. Picking the right plan for each person can save you money and hassle.
- That also means each person is subject to the underwriting rules.
- Children 18 and younger can only apply for individual health insurance during special open enrollment time periods.
- Dependent children get a discounted rate over individuals filing on their own.
Healthcare Reform and Family Insurance Coverage
- Children over 19 who are dependent can be covered under a family plan through the age of 25.
- In 2014 the special enrollment period for children under 26 ends.
Learn more about Healthcare Reform for families >>
Consider supplemental insurance to round out your policy
- If you have a need that isn’t met by your health insurance, you might want to look into supplemental insurance.
- These policies often provide coverage for: cancer, accidents, dental, vision, pharmacy and disability.
Testimonials
I was in a five car pile up on I-5 and was more than rattled about the experience. You hear about accidents everyday and you think you will react a certain way… It was comforting to have a person who didn’t work for a law firm or an auto insurance carrier to explain what to expect and how to handle it."
Contact Us
Call: (206) 789-3321
Cell: (206) 465-5342
Email: kris@myhia.org
